Mortgage Loans

First Trust Mortgage Loans
Whether you are a first-time buyer, purchasing the home of your dreams, or refinancing your existing home for a lower rate, we offer a full line of mortgage options, including fixed and adjustable rates, balloon loans, and pre-approved loans.

On-Line Mortgage Center

Home Equity Loans
Fund home improvements and debt consolidation with our Home Equity Line of Credit (HELOC) and make the most of your home equity. Our HELOC is a variable rate line of credit you can draw on anytime, and the interest you pay may be tax deductible.

HELOC Disclosure

Second Mortgage Loans
Go ahead. Add a bedroom, buy the granite, and add that pool. Our Second Mortgage Loan helps you optimize the equity in your home so you can get more for less. Borrow what you need at one fixed rate; the interest you pay may be tax deductible.

Members who obtain mortgage loans automatically attain the Platinum level in our Membership Rewards program.

Credit Life and Disability
For that added peace of mind. AFL-CIO Employees Federal Credit Union offers you the opportunity to purchase credit life/credit disability insurance with your mortgage loan.

Online Mortgage Resources
Mortgage Loan Calculators
Pre-Qualification Calculator
Quick Rate Snapshot
Reverse Mortgages

See our current loan rates.

Quick Links
About Us
Contact Us
Branch & ATM Locator
Reorder Checks
Applications & Forms

Make Life Better
Home Page