News and Current Promotions

AFL-CIO EFCU QUICK LOAN offers you $1‚000 with no credit check‚ great fixed rate of 12.99% APR1 and a repayment term of up to 12 months!

To qualify‚ you must:
  • Be an AFL-CIO EFCU member for a minimum of 1 year
  • Must be in good standing, no delinquencies on any AFL-CIO EFC U account
  • Have an established direct deposit with AFL-CIO EFCU for at l east 6 months
  • Must make QUICK LOAN payments by auto transfer from an AFL-CIO EFCU account
  • Pay an application fee of $10.002
Get Started‚ Today!
Apply online‚ stop by the credit union‚ call (301) 683-2800, or send a request for information via email.

1 APR is Annual Percentage Rate. The published rate is effectvie 12/01/2013 and may change at any time without advance notice. Minimum and maximum loan amount is $1‚000.00. Estimated monthly payment for a $1‚000 loan at a rate of 12.99% APR is $89.30. No credit check is required; however the loan payment history will be reported. Automatic transefr for repayment will be established at the time the loan is dsibursed. Member must meet all requirements to qualify. Only one QUICK LOAN may be issued at any time‚ per member omr embership. This is a limited time offer. AFL-CIO EFCU reserves the right to terminate this promotion at any time without advance notice. Certain restrictions and conditions may apply.
2 A non-refundable application fee of $10.00 is collected from every application regardless whether credit is extended. This is to cover the actual costs of processing.

Make Your Dreams Come True With an AFL-CIO HELOC

With AFL-CIO EFCU’s HELOC, you can borrow against the equity you’ve built in your home. Use it to purchase that motorcycle you’ve always wanted, take on the open seas in your very own boat, or head off on a cross-country RV tour! With AFL-CIO EFCU, everything is possible.

An AFL-CIO EFCU HELOC can be an important financial tool that gives you the flexibility to draw on your home’s equity whenever you need to. You can even use it to refinance your loans held elsewhere!

A Home Equity Line of Credit combines tax-deductibility** with a great low rate. Plus, your monthly payment is based only on the amount drawn on your account. That saves you money now and keeps your monthly payment low. Life should be an adventure — and with AFL-CIO EFCU, it can be!

Get Started, Today!
For more information or to apply, stop by the credit union, call (301) 683-2800, or send a request for information via email at

*APR=Annual Percentage Rate. Rates are subject to change without notice. Rate based on credit. All rates shown for qualified borrowers. Our Home Equity Line of Credit is based on the Prime Rate as published in The Wall Street Journal. Contact the credit union for complete loan details.
**Consult your tax advisor concerning tax-deductible interest eligibility.

GREAT Reduced Rates on New & Used Auto Loans
We’ll provide up to 100% financing, including taxes, tags, and title, on any new or used car, van, or light truck. For the negotiating power of a cash buyer, get your financing pre-approved before shopping for your next vehicle. And be sure to ask about our mechanical breakdown insurance and GAP auto protection insurance.

Check out our rates as low as 1.79%.

Apply Today.


Quick Links
About Us
Contact Us
Branch & ATM Locator
Reorder Checks
Applications & Forms

Make Life Better
Home Page