Loan Rates

Effective July 1, 2014
*Rates Good On Applications Received Through 9/30/2014

APR MAY BE HIGHER BASED ON PAST AND PRESENT CREDIT PERFORMANCE. CREDIT DECISION WILL BE BASED ON THE OVERALL CREDIT WORTHINESS OF THE APPLICANT.

Loan Type
Annual
Percentage Rate
As Low As
Term
New Vehicles, MSRP (Purchase Only)
100% Financing

100% Financing

100% Financing (25K Min.)

100% Financing (30K Min.)

Refinance

1.24%*

1.74% *

2.24%*

3.24%*

2.00% Below
Presented Rate

Up to 48 mos

Up to 60 mos

Up to 72 mos

Up to 84 mos

Up to 66 mos

Used Vehicles (Purchase Only)
100% Financing NADA Retail

100% Financing NADA Retail

100% Financing NADA Retail

Refinance

1.74%*

2.24%*

3.24%*

1.50% Below
Presented Rate

Up to 48 mos

Up to 60 mos

Up to 72 mos

Up to 42 mos

Motorcycles, 100% MSRP (Purchase Only)
New

Used

5.00%

6.00%

Up to 60 mos

Up to 60 mos

New Recreational Vehicles & Boats (Purchase Only)
New Recreational Vehicles or Boats
5.25%
Up to 120 mos
Used Recreational Vehicles & Boats (Purchase Only)
Used Recreational Vehicles or Boats
5.75%
Up to 120 mos

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Additional Consumer Loan Rates
All rates are subject to change without notice

Loan Type
Annual
Percentage Rate
As Low As
Term
CU-Cash LOC/Overdraft Protection Line of Credit
9.40%
Open
Share Secured Line of Credit
5.25%
Open
Bill Payer/Tax Payer/Personal Loan/Signature ($25,000 Maximum)
7.50%
8.50%
Up to 48 mos
Up to 60mos
Share Secured/Regular
3.00%
Max Term
Up to 120 mos
Share Certificate Secured
2.25% Over Certificate Rate
Up to Maturity Date of Certificate

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Home Equity Loan
All rates are subject to change without notice

Loan Type
Annual
Percentage Rate
As Low As
Term
Line of Credit
3.75%
Open
Fixed Rate
5.25%
Up to 60 mos
 
6.25%
Up to 120 mos
 
6.75%
Up to 180 mos

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