AFL-CIO Employees FCU

APR MAY BE HIGHER BASED ON PAST AND PRESENT CREDIT PERFORMANCE. CREDIT DECISION WILL BE BASED ON THE OVERALL CREDIT WORTHINESS OF THE APPLICANT.

Loan Type	Annual Percentage Rate As Low As	Term
New Vehicles, MSRP (Purchase Only)
100% Financing 100% Financing 100% Financing (30K Min.) 100% Financing (30K Min.)	4.49% 4.99% 5.49% 6.49%	Up to 48 mos Up to 60 mos Up to 72 mos Up to 84 mos
Used Vehicles (Purchase Only)
100% Financing NADA Retail 100% Financing NADA Retail	4.49% 4.99%	Up to 48 mos Up to 60 mos
Motorcycles, 100% MSRP (Purchase Only)
New Used	7.00% 8.00%	Up to 60 mos Up to 60 mos
New Recreational Vehicles & Boats (Purchase Only)
New Recreational Vehicles or Boats	6.75%	Up to 120 mos
Used Recreational Vehicles & Boats (Purchase Only)
Used Recreational Vehicles or Boats	7.25%	Up to 120 mos

Additional Consumer Loan Rates
All rates are subject to change without notice

Loan Type	Annual Percentage Rate As Low As	Term
CU-Cash LOC/Overdraft Protection Line of Credit	9.90%	Open
Bill Payer/Tax Payer/Personal Loan/Signature ($15,000 Maximum)	9.50%	Up to 48 mos
Share Secured/Regular	4.25%	Up to 144 mos
Share Certificate Secured	2.25% Over Certificate Rate	Up to Maturity Date of Certificate
Secured Personal (90% LTV) Co-Maker	9.75% 15.00%	Up to 60 mos Up to 36 mos
VISA Classic Credit Card (No annual fee/25-day grace) VISA Gold Credit Card (No annual fee/25-day grace) VISA Platinum ($35 annual fee/25-day grace) Share Secured VISA	14.99% fixed 12.49% fixed 8.99% fixed 12.0% fixed	Open Open Open Open
Home Equity Line of Credit	4.75%	Open