Savings Rates

View Lending Rates

Effective January 1, 2017

Regular Share Savings Account

Annual Balance RangeDividend Rate*APY**Min. to Earn APY
Over $5.00 .05% .05% $100.01
*Dividends are compounded and credited quarterly
**APY=Annual Percentage Yield

Holiday & Vacation Club Accounts

Annual Balance RangeDividend RateAPY*Min to Earn APY
Over $5.00.05%.05%$100.01
*Dividends are compounded and credited quarterly
**APY=Annual Percentage Yield

Money Market Accounts

Annual Balance RangeDividend Rate*APY**
$2,500 - 9,999.05% .05%
$10,000 - 24,9990.07%0.07%
$25,000 - 49,9990.10%0.10%
Over $50,0000.12%0.12%
*Dividends are compounded and credited quarterly
**APY=Annual Percentage Yield

Term Share Certificate* Rates

TermDividend RateAPY*Platinum***
Dividend RateAPY*
6 months 0.10%0.10%
12 months
(Super Saver)
0.10%0.10%
12 months0.15%0.15%
24 months0.20%0.20%
36 months0.35%0.35%
48 months0.45%0.45%
60 months
0.65%0.65%
*Dividends are compounded and credited quarterly
**APY=Annual Percentage Yield
***Platinum Rates are not available at this time.

Individual Retirement Accounts

Account TypeDividend Rate*APY**
Traditional.05% .05%
Roth0.05%0.05%
Educational0.05%0.05%
*Dividends are compounded and credited quarterly
**APY=Annual Percentage Yield

IRA Certificate Accounts* (Traditional, Roth & Educational)

TermDividend RateAPY**
6 months 0.10%0.10%
12 months0.15%0.15%
24 months0.20%0.20%
36 months0.35%0.35%
48 months0.45%0.45%
60 months
0.65%0.65%
*Dividends are compounded and credited quarterly
**APY=Annual Percentage Yield

Rates are subject to change without notice. Rates may change at any time.
Rates are fixed for the term of the certificate.
Dividends are compounded and credited monthly.
* Early withdrawal penalties (a penalty may be imposed for early withdrawals before maturity)
If your account has an original maturity of six or twelve months: The penalty we may impose will equal 90 days dividends on the amount withdrawn subject to the penalty.
If your account has an original maturity of 24, 36, 48, or 60 months: The penalty we may impose will be equal to six months dividends on the amount withdrawn subject to penalty.

**Platinum Rate are not available at this time.

All Rates Subject to Change Without Notice