Personal Loans

Whether you need to consolidate debt, establish a line of credit or finance a new purchase, we have a lending product to suit your needs.

Bill Payer Signature Loans

When you want to consolidate your bills, need to pay taxes, or have a large unexpected expense, you’re covered with our Bill Payer Signature Loan. You can borrow up to $35,000 at a low, fixed interest rate.

See our current loan rates | Apply for a loan

Share Secured Loan or Line of Credit

If you are looking for a low interest loan with substantial savings, consider securing your loan with your credit union savings account or certificate.

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CU-Cash Line of Credit/Overdraft Line of Credit

A CU-Cash Line of Credit (LOC) can be used to fund expenses or to protect against checking overdrafts. You can access your LOC up to the approved limit in person, by calling AMIE, or by using Home Banking. It’s cash when you need it, but costs nothing until you actually use it.

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Computer Loans

If you’re looking for a new computer and wondering how to pay for all those gigabytes, come to us first. Finance your computer, monitor, printer, scanner, and packaged software at one low rate.

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Fresh Start Loans

The Fresh Start Loan is intended to assist credit challenged credit union members re-establish credit and hopefully avoid the use of payday lenders. The program is intended to pay collection items [medical, utility, cable, etc.], liens, judgments, charge-off loans, and challenged credit that have not been paid, satisfied, or are in a past due status.

The loan program is to assist the credit union member payoff all challenged credit and re-establish their credit rating.

Rates As Low As 9.50% APR* up to 36 months.

  • Minimum Amount: $1,000
  • Maximum Amount: $3,000
  • Minimum Term: 12 months
  • Maximum Term: 36 months


  1. Loan must meet credit union lending policies, procedures, and guidelines.
  2. Credit union to restrict all checks to the member and the creditor.
  3. There is no credit score limit to qualify; however, not all members would qualify.

See our current loan rates | Apply for a loan

For that added peace of mind. AFL-CIO Employees Federal Credit Union offers you the opportunity to purchase debt protection coverage.