We Want to Reward You For Your Loyalty

We want to reward you for your loyalty

Member Loan Loyalty Program

Program available to members who have two [2] or more current or previous loans with the credit union and who have borrowed from the credit union since 2005. The member will receive a 0.25%* reduction off of the currently posted “As Low As” loan rate based on creditworthiness.


  • Must be a member in good standing; no current delinquencies or overdrafts on any AFL-CIO EFCU account.
  • 0.25% APR* rate deduction applies to all loan products except: Member Advantage Loan, Member Advantage Plus Loan, Pay Saver Loan, Lines-Of-Credits (Home Equity, Overdraft, Signature), Share and Certificate Secured Loans, and reduced rates for loan promotions.
  • Auto Refinance program applies. Rate reduction based on the original financing contract rate.
  • Not all borrowers will qualify for the lowest rate. 

The program is effective 08/01/2015 and may change at any time without notice. Member must meet all AFL-CIO EFCU lending requirements to qualify. AFL-CIO EFCU reserves the right to terminate this promotion at any time without advance notice. Certain restrictions and conditions may apply.