Disclosures
Contact us to get any of our disclosures.
ATM/Debit Card Acceptance Form
Courtesy Pay
Electronic Funds Transfer Disclosure
Funds Availability
Overdraft Opt-In Form
Privacy Notice
Reg D
Terms and Conditions
Truth-In-Savings
Notice of Your Financial Rights
Regulation E Explained
Member Statement Disclosure
Unlawful Internet Gambling Enforcement Act
Schedule of Fees
Effective September 1, 2021
| Deposit Account Fees | Fee |
|---|---|
| Returned Deposit Item Charge | $32 |
| Redeposit Charge | $10 |
| Stop Payment — Your Check or ACH Debit | $32 |
| Stop Payment — Our Check (On-Us Check) | $32 |
| Escheat Fees/Unclaimed Property | $50 |
| Inactive Account Fee*** (Applies to accounts inactive for 1 year or more) | $5/mo.*** |
| Excessive Withdrawal Fee- per Occurrence (Over 6 per month for Savings) | $5 |
| Checking Account Fees | Fee |
|---|---|
| Release Stop Payment | $5 |
| Certified/Cashier's Check | $10 |
| Check Copy/Share Draft (Manual) (Online) | $10 FREE |
| Non-Sufficient Funds (NSF) Checks, ACH ( Electronic debit), Regulation D, Overdrawn or Negative Account, Debit Card Overdraft, ATM Card or Online Bill Pay NSF (each presentment/transfer) | $32 |
| Courtesy Pay (each presentment/transfer) | $32 |
| Overdraft Transfer from Shares | $2 |
| Release ACH Stop | $5 |
| Account Opening Fee — Fresh Start Checking | $25 |
| Monthly Service Charge — Fresh Start Checking | $10 |
| Foreign Check Collections (US & Non-US Dollars) Up to $2,500 Over $2,500 | $25 $75 |
| Share Draft Print Fee - PERSONAL CHECK ORDERS | Prices vary dependent on style ordered |
| ATM/Visa Debit Card Fees | Fee |
|---|---|
| ATM Transaction Fee (ATMs not owned or operated by the credit union) | $1.50 (per transaction/inquiry) |
| ATM Card Issue/Replacement | $10 |
| ATM PIN Issue/Replacement | $5 |
| Point of Sale Purchases | FREE |
| Emergency Card Replacement Lost/Damaged | $55 |
| Loan Fees | Fee |
|---|---|
| Loan Late Fee | If your payment is more than 15 days late a late fee will be charged of 15% of the monthly principal and interest payment, or $25.00 whichever is less. |
| Returned Loan Payment Item Charge (Check) | $32 |
| Returned Loan Payment Item Charge (ACH) | $32 |
| Recording Vehicle Liens (Titling Vehicles with the credit union as Lienholder) | Jurisdiction Cost plus $25 |
| Releasing Liens on Loans Secured by Real Estate | Jurisdiction Cost plus $50 |
| Subordination Agreement (Credit Union Subordinates Lien Held by Credit Union to Another Lender) | $75 |
| Loan Deferments (Maximum 4 Per Life of Loan) | $25 Per Request |
| Loan Modification (Maximum 2 Per Life of Loan) | $25 Per Modification |
** Additional fees may be imposed for certain wire transfers to foreign countries as applied by correspondent banking institutions.
**** The first three (3) withdrawals in a given month are free. Additional withdrawals up to a total of six (6) in a given month are subject to the Money Market Withdrawal Fee. Withdrawals are limited to a total of six (6) per month.