Member Advantage Loan

AFL-CIO EFCU Member Advantage Loan offers you $1,000 with no credit check, great fixed rate of 13.99% APR1 and a repayment term of 12 months!

To qualify, you must:

  • Be an ADL-CIO EFCU member for a minimum of 9 months
  • No credit check is required; however, the loan payment history will be reported.
  • Courtesy Pay will not br allowed during the term of the Member Advantage Loan
  • Must be a member in good standing; no delinquencies and no recent overdrafts on any AFL-CIO EFCU account.
  • Have an established direct deposit with AFL-CIO EFCU for at least 6 months.
  • Must make payments by auto transfer from an AFL_CIO EFCU account.
  • Pay an application fee of $20.002 whether or not credit is extended.
  • Only one Member Advantage Loan open at a time.

Apply Today!

Member must meet all requirements to qualify. AFL-CIO EFCU reserves the right to terminate this program at any time without advance notice. Courtesy Pay will not be allowed during the term of the Member Advantage loan.

*APR=Annual Percentage Rate. Rates are subject to change without notice. Rates based on credit. Not all borrowers will qualify for the lowest rate or the minimum/maximum loan amount. All rates shown are for qualified borrowers. The published rate is effective 07/01/2016 and may change at any time without notice. Minimum and Maximum loan amount is $1,000.00. Estimated monthly payments for a $1,000 at a rate of 13.99% APR is $89.81. No credit check is required; however the loan payment history will be reported. Removing. Member must meet all requirements to qualify. Only one Member Advantage or Member Advantage Plus may be issued at any time per member or membership. This is a limited time offer. AFL-CIO EFCU reserves the right to terminate this promotion at any time without advance notice. Certain restrictions and conditions may apply. (2) A non-refundable Member Advantage application fee of $20 is collected from every application regardless of whether credit is extended. 
NewsJustin Caldwell